Caring for a family member with a physical or mental disability, such as Alzheimer’s disease, can be an immense challenge. As a caregiver, you juggle your own schedule while constantly ensuring your loved one’s needs are met. The concern for their proper care and medical treatment, all while safeguarding your life savings, can be overwhelming.
Often, caregivers put their own needs on hold, leading to burnout and increased feelings of stress over time. However, there are tools available to help you make the right decisions while also taking care of yourself.
Finding Relief and Support
While you may handle many tasks yourself, there may come a point when you need assistance. Seeking relief can be beneficial, and there are various options available, such as relying on other family members or friends, utilizing home health care services, or considering programs like Meals on Wheels.
If you find that providing a high level of care becomes challenging, you may need to make the difficult decision of placing your loved one in a nursing home for their best interest.
Taking Care of Yourself Matters
Feeling tired and burnt out can take a toll on your well-being, especially without any relief. Medicaid can help in covering different types of care based on your specific needs and circumstances:
- In-Home Care: Provides assistance during the day, allowing you to remain the primary caregiver during evenings and weekends.
- Adult Day Care: Offers scheduled breaks for caregivers, accommodating work and vacation schedules.
- Nursing or Assisted Living Care: Provides full-time relief for caregivers.
Legal and Financial Planning Support
Addressing legal and financial planning can be essential for your loved one’s future. If your loved one is mentally incapacitated, creating a disability plan becomes crucial to ensure their decisions are taken care of in the future without the need for a court process to determine legal guardianship.
Concerned about the cost of quality care? Legal planning offers the following benefits:
- Emergency Medicaid planning to explore government benefit availability.
- Ability to make decisions that preserve some of your assets to pay for long-term health care.
- Medicaid Trust planning to safeguard your assets in the event of nursing home care, if completed and funded within the look-back period.
Reach out to us today to schedule a private consultation. At Krugler Law, we are here to support you through your caregiving journey.